Instead of accepting whatever mortgage terms your bank offers, many Canadian homebuyers-to-be are shopping around for the best deal.
You are now turning to mortgage brokers to do the shopping for you.
It’s like shopping around without all the leg work – the broker does the heavy lifting in finding a mortgage. There are at least 30 (financial institutions) that we deal with on a daily basis, which would include most of the major banks.
We have access to all sorts of different kinds of mortgages offered by all the various banks out there, and help find one that’s best for you. Private money, second mortgages, credit lines. It's all about you, and your specific needs.
In most cases we can arrange rates lower1 than your bank will offer, even though the mortgage could come from that same bank. |